We checked in which non-bank companies from the first “10” of our payday loans ranking for December to borrow PLN 500 for a period of 15 days would be the best? We’ve looked at the offer for regular customers of brands such as Cash Minute, Globe Loan, ViaTEXT, Hillarium and CreditGood.
The lowest payday loan for PLN 500
In our ranking, Hillarium wins, where borrowing PLN 500 for 15 days will result in spending an additional PLN 77.46. We must be at least 20 years old but not more than 76 years old and pay back the previous loan. If we had problems with paying the payday payday in a timely manner, we can choose to extend the repayment period by 7, 14 or 30 days, which will cost us 75, 100 or 150 PLN, respectively. It is cheaper in this respect to take PLN 500 via ViaTEXT. The total repayment amount is PLN 578. With a weekly extension of the repayment period, PLN 48 should be added, with 14 days – PLN 68, and a month more to pay the payday pay is an additional expense of PLN 107. What’s more, when we decide to take out a loan on Wednesday, it will cost us half as much. The payday payday in Fast Cash will be relatively cheap – taking 500 PLN after 15 days we will give away 82.05 PLN more. In the meantime, if we can persuade a friend to take a loan and he will apply and get the money, then the costs will be even lower. For each successful order we will receive a PLN 40 discount, which means that two invitations will save us PLN 80 and we will have only PLN 2.05 to pay.
Globe Loan and Credit OK work all week
Although the costs of our payday loan in GlobePrecred and CreditGood exceed PLN 100 (we will give away PLN 609 and 625 respectively), they are distinguished by weekly working hours on the market. The Globe Loan works on business days from 8.00 to 20.00, and on weekends between 9.00 and 17.00. In turn, the CreditGood helpline operates 24 hours / 7 days a week. Importantly, if we manage to complete the formalities between 8.00 and 16.30 (including sending the verification fee) and we have an account at the same bank as the loan company, then we will have to wait for money for only a few minutes. However, it is worth remembering that on Saturdays and Sundays banks do not post transfers, which means that if we submit the application on Friday evening or over the weekend, the payday loan will not appear on our account until Monday.